Comprehensive advisory across the credit lifecycle

From initial distress assessment to final resolution, adrest GmbH provides the specialist expertise and operational capacity that complex financial mandates require.

Financial advisory work

Specialist advisory. Practical outcomes.

The financial challenges faced by institutions, investors, and companies are rarely straightforward. They involve overlapping legal, financial, and operational considerations that require a disciplined, experienced advisory team.

adrest GmbH was built specifically to meet this need. Our services are designed around the real demands of distressed and restructuring situations — combining analytical depth with the practical experience of having managed hundreds of mandates.

We work alongside our clients at every stage: from the earliest signs of distress through to final resolution, whether that takes the form of a consensual restructuring, an asset sale, or a formal insolvency process.

For information purposes only. The information on this page describes the nature of adrest GmbH's advisory activities. It does not constitute financial, legal, or investment advice. All services are subject to a separate engagement agreement.

What we advise on

Financial Restructuring

We advise on the full range of financial restructuring situations, from balance sheet restructurings and covenant renegotiations to complex multi-creditor workouts. Our team works alongside debtors, secured creditors, and unsecured creditor groups to identify and implement sustainable structural solutions.

Credit Portfolio Management

Strategic and operational management of non-performing and sub-performing loan portfolios for banks, alternative lenders, and investors. Services encompass servicing strategy, workout execution, borrower engagement, and asset realisation to maximise recovery outcomes.

Distressed Debt Advisory

Independent analysis and advisory for lenders, investors, and corporates in distressed credit situations. We provide credit analysis, scenario modelling, and strategic advice for positions across the capital structure in both real estate and corporate credit.

Insolvency Support

Operational and analytical support services for insolvency administrators, creditor committees, and legal counsel in formal proceedings. We assist with business plan assessment, going-concern analysis, asset valuation, and creditor communication.

Creditor Representation

Co-ordination and representation services for creditor groups in multi-party restructuring processes. We structure creditor committees, manage information flows, and ensure informed, co-ordinated participation in negotiations with debtors and other stakeholders.

Due Diligence & Valuation

Independent financial due diligence and asset valuation for lenders, investors, and administrators. We assess restructuring business plans, value loan portfolios, and provide independent opinions on distressed real estate and corporate assets.

Real Estate Workout

Specialist advisory for distressed real estate situations, including secured lending workouts, property disposals, receiver appointments, and restructuring of real estate holding structures across German and European markets.

Operational Restructuring Support

Practical support for operational restructuring alongside financial restructuring mandates, including interim management support, cash flow management, and stakeholder communication during periods of financial distress.

Expert Witness & Reporting

Independent expert analysis and reporting for legal proceedings, regulatory enquiries, and dispute resolution processes involving distressed financial assets or restructuring situations.

Asset classes and sectors we work across

Commercial Real Estate

Office, retail, logistics, and mixed-use property across German and European markets, including hotel and hospitality assets.

Residential Real Estate

Residential portfolios, development site lending, and residential investment structures in distressed and sub-performing situations.

Corporate & SME

Mid-market and SME corporate lending situations, spanning manufacturing, services, retail, and other sectors across the German-speaking market.

Structured Finance

ABS, CMBS, and other structured finance vehicles in distressed situations, including servicer replacement, note enforcement, and portfolio unwind.

Discuss your mandate

Initial conversations are confidential and without obligation. We would be pleased to discuss how adrest GmbH can support your specific situation.